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Be organized about your financial aid application. Keep records of your applications, submissions, and deadlines.


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U.S. Department of Education - The PIN Web Site
Welcome to the U.S. Department of Education, PIN Registration. This Web site is your source of information for the U.S. Department of Education PIN. If you receive a PIN, you agree to not disclose or share your PIN with anyone. ... same PIN in the future to apply electronically for student aid and to access your U.S. Department of Education records. ...

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FAQ's Browser Info/Setup Financial Aid Review Glossary of Terms Contact Us Links

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Financial Aid - ED.gov
Press Room. Help. OVERVIEW ... about 70 percent of all student aid, to help millions of ... the various kinds of financial aid (loans, grants, and work ... see Grants and Contracts. Features. Federal Student Aid ...

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Learn budget debt reduction, wise use of credit, credit report and repair and much more through these articles, Newsletter, and Forum interaction... all for free. ... Consumer Warnings: "Recently, the Federal Trade Commission released the results of a ... 20, 2005 # Student Credit Cards 101 ... signing up in the student center; or the applications ...

FAFSA on the Web - U.S. Department of Education
... U.S. Department of Education FREE Application for Federal Student Aid Web ... of Education's PIN Site. Both students and parents can apply for PINs. If you are a dependent student, you ...

PHEAA - Pennsylvania Higher Education Assistance Agency
A comprehensive financial-aid site college students and their families can use to help pay college tuition through scholarships, grants, and student loans and learn the financial-aid process.

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Direct Loan Servicing - Home Page
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Information about scholarships and financial aid such as who qualifies, where to apply, and how to receive financial aid. Information about student loans.

consolidate student loans
Information about scholarships and financial aid such as who qualifies, where to apply, and how to receive financial aid. Information about consolidate student loans.

Student aid on the web
Student aid on the web This Internet site, designed by Federal Student Aid (FSA), gives students and parents access to information about high education and the products and services needed throughout the financial aid process. Students can find...

Direct Consolidation Loans - Welcome!!!
The Direct Consolidation Loans Web Site-this U.S. Department of Education web site provides information to borrowers, schools, and loan holders. Borrowers can apply online for consolidation of their federally insured student loan debt. The Higher...

An Education in Saving on Textbooks
By Heather Wallace

Every year students flock to the college bookstore to purchase the various textbooks that they require for their classes. Little do these students realize that, in doing so, they are throwing good money away. As unbelievable as it may seem textbooks, in some cases, actually cost as much, if not more, than tuition.

On the surface the college bookstore may seem like a convenient source for textbooks. Titles are usually in-stock and students may purchase new textbooks or opt for the cheaper alternative of used books. In truth the money saved by purchasing used textbooks from the college bookstore is only a fraction of the amount that students could be saving if they shopped online.

More and more online booksellers have begun selling textbooks at a considerable discount off of the cover price. In fact, many major booksellers now have special areas of their web sites that are devoted to selling nothing but textbooks. Online used bookstores are another source for college books as they stock a large number of textbooks, which means sizable savings for students. There are also web-based retailers whose inventory is entirely devoted to college books.

Students should avoid purchasing their textbooks at the first store that they browse. Instead, they should investigate the alternatives offered by other online booksellers. Price isn't the only factor to consider when making an online purchase. Students should also factor in shipping costs and delivery time when making their buying decision.

Online auctions are another option for students seeking a bargain. This option, however, has its pros and cons. A plus is that students can get incredible bargains when obtaining books via online auctions. One downside is that established retailers have channels in place to ensure that you receive your order within a reasonable amount of time. With an auction purchase, however, you are at the mercy of the auction seller's timetable.

One way that students can really save is by obtaining books for free. Project Gutenberg is one resource that English majors will find invaluable. At this site students can peruse a vast collection of classics that have entered the public domain. In the past students seeking assistance with their studies had to pay for the privilege of that help by purchasing study guides. Today that is no longer the case. Cash-strapped students can now visit Spark Notes for free downloadable study guides as well as free downloadable classics.

Students who elect to buy online will no longer be able to resell their books to the college bookstore at the end of class, but that doesn't mean that they are stuck with the textbooks. Many web sites that sell textbooks also offer students the option of selling their books to fellow bargain-seekers. This allows students to easily recouping a portion of their money.

Textbooks normally consume a major portion of a student's budget, but that doesn't have to be the case, because while the cost of tuition may be set in stone the price of textbooks isn't. By taking the time to do a little research on the best textbook values available college students can save money now rather than acquiring debt to be paid back later.

Copyright © 2004 Heather Wallace
Heather Wallace is founder of http://www.BargainMartian.com Visit to take advantage of the out of this world bargains from leading merchants found in this comprehensive directory of deals, rebates, bargains, coupons, and money-saving offers.

 

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