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Archived - Student Guide 2002-2003, Federal Perkins Loans
Student Guide 2002-2003. Financial Aid from the U.S. Department of Education. Federal Perkins Loans. ... a share contributed by the school. You must repay this loan to your school. ... a graduate/professional student is $40,000, including any Federal Perkins Loans you borrowed as ...

Federal Register: January 11, 2001 (Volume 66, Number 8)
... 3206-AJ12 Repayment of Student Loans AGENCY: Office of Personnel Management ... provisions authorizing Federal agencies to repay federally insured student loans when necessary to ...

Consolidate Federal Student Loans, Refinance Student Loan Debt, Consolidate Student Loans
The Consolidation Assistance ProgramSM (CAP) helps current and former students use the the Federal Consolidation Loan Program to pay off student loans and save money by consolidating student loans. ... to lower your payments and consolidate student loans. Federal education loan interest rates have fallen dramatically ... Learn more about how to Repay Your Student Loans below: ...

Student Loans - Student Loan Clearinghouse - Student
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Repay Student Loans
At Consolidation Assistance ProgramSM (CAP), we're dedicated to helping current and former students save money and repay student loans through the Federal Consolidation Loan Program. ... to lower your monthly payments and repay student loans. Federal education loan interest rates have fallen ... a consolidation loan to repay student loans, you take advantage of these ...

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Collections Guide to Defaulted Student Loans - Home
U.S. Department of Educations Collections for Defaulted Student loans Guide - Main page for the FSA collections web site. ... options than ever before to repay their student loans. The U.S. Department of ... Federal Family Education Loans (FFEL), which include Federal Stafford and Federal PLUS loans ...

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Student aid on the web This Internet site, designed by Federal Student Aid (FSA), gives students and parents access to information about high education and the products and services needed throughout the financial aid process. Students can find...

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This website provides detailed information on federal loan repay student ... Consolidate Federal Student Loans, Refinance Student Loan Debt, Consolidate Student Loans ... Repay Your Student Loans below: ... The Student Guide 2003-2004: Types of Federal Student ...

An Education in Saving on Textbooks
By Heather Wallace

Every year students flock to the college bookstore to purchase the various textbooks that they require for their classes. Little do these students realize that, in doing so, they are throwing good money away. As unbelievable as it may seem textbooks, in some cases, actually cost as much, if not more, than tuition.

On the surface the college bookstore may seem like a convenient source for textbooks. Titles are usually in-stock and students may purchase new textbooks or opt for the cheaper alternative of used books. In truth the money saved by purchasing used textbooks from the college bookstore is only a fraction of the amount that students could be saving if they shopped online.

More and more online booksellers have begun selling textbooks at a considerable discount off of the cover price. In fact, many major booksellers now have special areas of their web sites that are devoted to selling nothing but textbooks. Online used bookstores are another source for college books as they stock a large number of textbooks, which means sizable savings for students. There are also web-based retailers whose inventory is entirely devoted to college books.

Students should avoid purchasing their textbooks at the first store that they browse. Instead, they should investigate the alternatives offered by other online booksellers. Price isn't the only factor to consider when making an online purchase. Students should also factor in shipping costs and delivery time when making their buying decision.

Online auctions are another option for students seeking a bargain. This option, however, has its pros and cons. A plus is that students can get incredible bargains when obtaining books via online auctions. One downside is that established retailers have channels in place to ensure that you receive your order within a reasonable amount of time. With an auction purchase, however, you are at the mercy of the auction seller's timetable.

One way that students can really save is by obtaining books for free. Project Gutenberg is one resource that English majors will find invaluable. At this site students can peruse a vast collection of classics that have entered the public domain. In the past students seeking assistance with their studies had to pay for the privilege of that help by purchasing study guides. Today that is no longer the case. Cash-strapped students can now visit Spark Notes for free downloadable study guides as well as free downloadable classics.

Students who elect to buy online will no longer be able to resell their books to the college bookstore at the end of class, but that doesn't mean that they are stuck with the textbooks. Many web sites that sell textbooks also offer students the option of selling their books to fellow bargain-seekers. This allows students to easily recouping a portion of their money.

Textbooks normally consume a major portion of a student's budget, but that doesn't have to be the case, because while the cost of tuition may be set in stone the price of textbooks isn't. By taking the time to do a little research on the best textbook values available college students can save money now rather than acquiring debt to be paid back later.

Copyright © 2004 Heather Wallace
Heather Wallace is founder of http://www.BargainMartian.com Visit to take advantage of the out of this world bargains from leading merchants found in this comprehensive directory of deals, rebates, bargains, coupons, and money-saving offers.

 

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