student loan repayment


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Student Loan Repayment Fact Sheet
... The Federal student loan repayment program permits agencies to repay Federally insured student loans as a ... set up their own student loan repayment programs to attract or retain ...

Minimize Your Student Loan Repayment
When it comes to your student loan repayment, there are a few things you should know in order to make your life easier. ... Click Here for a Leading Student Loan Repayment Resource! ...

Interactive Student Loan Calculators and Ledger
Access Group Student Loans: offering Federal Stafford and private student loans, online applications, financial aid services and loan calculators, and debt management information. ... to borrow. Loan Repayment Calculator: estimate your monthly payment for all of your student loans, including private ... can afford your monthly student loan payments before you borrow. ...

Helping Your Federal Student Loan Repayment
... Federal student loan repayment is something that all college students and graduates who have borrowed ... can help your federal student loan repayment because it streamlines all your ...

Student Loan Repayment Can Be Painless and Easy!
... Student Loan Repayment. Student Loan Refinance Tips ... to investigate options on your student loan repayment. Student loan repayment can be much less financially taxing after ...

Bank of Hawaii | Financial Tools - Sources of Financial Aid
FINANCIAL TOOLS. Sources of Financial Aid. Student loan repayment. Armed with a college diploma and plans to find your first job, it will soon be time to face another reality -- paying back your student loans. ... Student lenders offer a variety of loan repayment plans limited only by ...

FinAid | Calculators
... Graduated Repayment Loan Payment Calculator. Student Loan Advisor - Undergraduate Students. Student Loan Advisor - Master's Students. Student Loan Advisor ...

Student Aid on the Web - Repaying
... notify you of the date loan repayment begins. We can't emphasize enough the ... all the FFEL repayment plans. See Repaying Your Student Loans and contact your loan holder for details ...

Student Loan Repayment
If you are having problems repaying your student loan, there are numerous authoritative resouces available to assist. Here are some of the better ones. ... About>Money>Credit / Debt Management> Students and Education> Student Loan Repayment> Student Loan Repayment ... Most student loan issues are covered by federal law ...

Federal Student Loan Repayment Program
... to Congress on the agencies' use of the Federal student loan repayment program in Fiscal Year (FY) 2002 ... increased their use of the student loan repayment program in FY 2002 ...

Sources of Financial Aid
Sources of Financial Aid. Student loan repayment. Armed with a college diploma and plans to find your first job, it will soon be time to face another reality -- paying back your student loans. ... Student lenders offer a variety of loan repayment plans limited only by lenders' marketing prowess ...

Student Loan Repayment Period and Interest Rates
... Student loan repayment is a very flexible process ... Your student loan repayment period could be anywhere from five years to 30 years ...

Student Loan Repayment Resources
... Student Loan Repayment. The information is meant as a general review of the rights and ... Incentives for Prompt Repayment: The Student Loan Marketing Association (Sallie Mae ...

Student Loan Repayment
... Student Loan Repayment. Most student loan issues are covered by federal law. Similarly, there are numerous authoritative student loan web links offering untold student aid assistance ...

FinAid | Calculators | Loan Payment Calculator
Loan Payment Calculator. This Loan Payment Calculator computes an estimate of the size of your monthly loan payments and the annual salary required to manage them without too much financial difficulty. ... loan will be repaid in equal monthly installments. The results will not be accurate for some of the alternate repayment ...

The Last Day of 'Who Cares?'
By Skye Thomas

Yesterday was the last day of ‘Who Cares?’ for my oldest child. Today is his first day of high school. From now on, his choices will have a long-term effect on his life. Nothing will ever be the same for him.

Our culture doesn’t make a big deal of that moment when a teen is officially considered an adult. Many older more traditional cultures have ceremonies and such so the teen and everyone around him knows from that day forward he is considered an adult and is expected to behave as such. By the time they’re old enough to move out, they’ve had a few years to get comfortable with the idea that they’re adults. In America, we just say that at the age of eighteen you are old enough to vote, to get married, to serve your country, to go to jail, and to move out of your parent’s home. There’s no ceremony, no transition, no empowering.

If we’re honest, we have to admit that by the time our children enter into high school, our influence has seriously dropped off. That’s not to say that our love, presence, and role modeling isn’t still crucial. It’s just that we’ve already taught them most of the really important stuff that we were going to teach them. We’ve taught them to believe in themselves, or we haven’t. We’ve taught them about religion, or we haven’t. We’ve taught them the Golden Rule, or we haven’t. We’ve taught them to say no to drugs and premarital sex, or we haven’t. You get the idea. By the time our children are entering into high school they know what we think of life and what we think of them. They know if our approach to life and towards them is basically optimistic or not. They know if we value higher education or not.

I told my son the truth, “From the day you walk through those doors into high school, I no longer have any real control over your life. You’re in charge. If you decide to flunk out of school, there’s really nothing I can do about it. If you decide to blow off my rewards and punishment systems, there really isn’t a damn thing I can do to stop you. If you blow your grades, all I can do is deny you driving privileges. Legally, I don’t have to let you drive. Otherwise, I can’t really do much to force you to be a good student. I can’t force you to stay clean and sober. I can’t force you to surround yourself with quality people.

You stand four inches taller than me and weigh as much as I do. What am I going to do? Spank you? Put you in time out? I can ground you only if you agree with me that you should be grounded and only if you choose to honor my authority. I can’t physically force you to stay home at night. I can’t physically force you to show up for classes. Your size alone dictates that I no longer have power over you. I can only lead from a place of having earned your respect.

Up until now, nobody really cared what kind of grades you got. The grades you get now effects whether or not you get into a college. The grades you get now effects whether or not you get scholarship money. Whether or not you join in student government, compete in sports, participate in the arts, it all matters now. The grades you get and the activities you choose to participate in now effects your placement in society when that eighteenth birthday hits.

Will you be a high school dropout or going away to the school of your choice entering into a field of study that fascinates you? Will there be scholarship money to pay for your schooling or will you be forced to struggle and work your way through school? The grades you get now effects how hard will you have to work in the future. The better your grades, the more activities you excel in, and the longer you stay in school, the easier you will have it later.

From this day forward, you’re in charge of your destiny. You decide. How much paid vacation do you want as an adult? How many nice toys will you be able to purchase? How nice of a place will you live in? How important are expensive clothes to you? How many hours per week will you want to work to support your children? Will you travel? Will you love your job? You actually have the power now to start choosing for yourself and designing for yourself what your future will look like. You do not have the freedoms nor the responsibilities of an adult yet, but you do have the power to create your own dreams. That means that from this point forward you are really secretly in charge of your future

As a toddler, I taught you society’s opinions of right and wrong. As a child, I taught you the laws of cause and effect. Throughout the process, I did my best to help you find your unique and beautiful authentic self. You aren’t legally free to leave and do as you please, but you are now at that point where I have to teach you how to create a life for yourself that is meaningful and worthy of you and your incredible heart. From this day forward, you get to choose your soul’s journey.

Yesterday, you played at the beach as a carefree child. Today, you began your journey into adulthood. From this point forward people are watching, they care about your work ethic, your personal conduct, who you surround yourself with, and who you have chosen to become. You have four years to design and build your wings. They will carry you when you leave the nest. Choose wisely, my dear.

Who cares? You do.”

Copyright 2003, Skye Thomas, Tomorrow’s Edge

About The Author: Skye Thomas began writing books and articles with an everyday practical approach to spirituality, motivation, and inspiration in 1999 after twenty years of studying spirituality, metaphysics, motivation, and parenting. More of her articles can be found at www.tomorrowsedge.net as well as free previews of her books.
skye@tomorrowsedge.net

 

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